Thanks Bitch

[PorkChopSandwiches]

http://www.temptalia.com/images/holiday09/halloween09_guccibabe001.jpg

For rear ending my car and not having the decency to carry insurance. At least you had a valid drivers license but I guess anyone can get those now in CA. It does restore my faith in society that when you ask me not to claim it with my insurance so you want get in trouble and offer to pay the damages in cash and I agree, you want to argue with me over the estimate. Fuck you enjoy your hopefully suspended drivers license since I filed with the DMV, and enjoy court while you are sued for what I'm sure will be a substantially higher amount then my estimate once they add in all their lawyer fees.

In closing,
Eat a dick

[Muddy]

What is the meaning of this?

[PorkChopSandwiches]

I was hit by an uninsured motorist

[Godfather]

That sucks man, my condolences. Do you guys have under/un-insured motorist protection as part of insurance/licensing?!

Up here we have $1-$2 million in case some drunk or an American tourist with minimal/no third party liability does property damage/bodily injury

[PorkChopSandwiches]

I have uninsured motorist, which I pay extra for in case this happens. But, I'm more pissed and trying to help her out and she gave me attitude.

[Godfather]

Lesson learned, be an asshole eh :wha:

[PorkChopSandwiches]

I all ready knew. I shouldn't have made an effort ;) At the end of the day the outcome will be the same. Won't cost me anything. Just made it worse for herself.

[Muddy]

Is that really her?

[PorkChopSandwiches]

No. But she was s cholla looking trick

[Godfather]

Find her on Facebook :lol:

[redred]

No pic's of your smashed car ? Poor show porky

[DemonGeminiX]

I would've just called the police in the first place. If she was a better driver and had insurance like she should've had, then this shit wouldn't have happened.

Fuck her, let her learn her lesson the hard way, and make sure you tell her to her face that it's going down exactly that way.

But hey, that's just my POV.

[PorkChopSandwiches]

No pic's of your smashed car ? Poor show porky
Doesn't look to bad. Just enough damage to cost $1200

I would've just called the police in the first place. If she was a better driver and had insurance like she should've had, then this shit wouldn't have happened.

Fuck her, let her learn her lesson the hard way, and make sure you tell her to her face that it's going down exactly that way.

But hey, that's just my POV.
We were in rush hour traffic and I was on my way to work. The drive is already 1.5 - 2 hours. The cops would have taken at least 30 min to get to the scene. Fuck it my insurance can handle it, its what I pay them for

[Teh One Who Knocks]

But...but...but....the law says everyone has to have insurance!



:rolleyes:

[RBP]

That reminds me.... I need to pay my insurance bill. My rate went down. :)

[Acid Trip]

What's funny is that $30-40 a month liability coverage would have kept her out of this jam.

[FBD]

so would have paying an ounce of fkn attention to where she was driving!

[Muddy]

so would have paying an ounce of fkn attention to where she was driving!

accidents happen dude.. :lol: c'mon.

[Hal-9000]

I have uninsured motorist, which I pay extra for in case this happens. But, I'm more pissed and trying to help her out and she gave me attitude.

My Dad was rear ended at a stop sign last year...it was a little ways outside the city so the RCMP happened to stop by. The RCMP chick says - Don't worry, it's only about 800-1000 damage. He drives a pretty nice ride...turned out it was almost 6000...

The chick who hit him was the same sort as you encountered Porky, all attitude and 'let's do this outside of insurance'. He said that at one point she was blaming him :lol:


Hope it goes smoothly dude and sorry to hear :(

[RBP]

What's funny is that $30-40 a month liability coverage would have kept her out of this jam.

Mine is $117 for 6 months.

[Godfather]

Mine is $117 for 6 months.

Yeah I pay $150/month for $2million liability and collision/comprehensive with $300 deductibles.

Bare minimum you can have is $200k liability (most buy $1 mil or more), and it comes with accident benefits, underinsured and hit and run protection but no coverage for your own car... it'd probably still be $80 a month minimum. BC is getting good at suing each other too, so insurance is expensive :lol:

[RBP]

Yeah I pay $150/month for $2million liability and collision/comprehensive with $300 deductibles.

Bare minimum you can have is $200k liability (most buy $1 mil or more), and it comes with accident benefits, underinsured and hit and run protection but no coverage for your own car... it'd probably still be $80 a month minimum. BC is getting good at suing each other too, so insurance is expensive :lol:

I have no assets, so why insure for more than the minimum?

[Godfather]

I have no assets, so why insure for more than the minimum?

Because doing over $1 million of damage is painfully easy to do. I saw a claim where a guy swerved to avoid something and hit an electric pole and knocked it down, 100% at fault. You'd think it was no big deal, but what he really did was take out power to the strip of restaurants and shops around the corner. The total claim was well over $500,000 for their Business Interruption claims. Now just imagine if he had paralyzed a lawyer and a doctor walking their dog Shi-Shi at the same time :wha:

You might be worth little but at least up here the courts can, and will garnish your wages for the rest of your life, and you cannot simply declare insolvency/bankruptcy

[Teh One Who Knocks]

http://i.imgur.com/FPRKk.png

[redred]

if i lived over your side of the pond . i'd get everything cover to the max you guys seem to sue each other over any silly thing :lol:

[Godfather]

if i lived over your side of the pond . i'd get everything cover to the max you guys seem to sue each other over any silly thing :lol:

Yeah not to be critical, but one thing that does surprise me is that the American lawsuits are some of the highest and most frivolous, and yet their own liability protection is usually very low. In some states you don't have to carry any.

[PorkChopSandwiches]

accidents happen dude.. :lol: c'mon.

She was lighting a cigarette when she hit me, got out of the car and the thing was fresh lit :lol:

[PorkChopSandwiches]

But...but...but....the law says everyone has to have insurance!



:rolleyes:

I should have called the cops and had her car impounded

[Muddy]

She was lighting a cigarette when she hit me, got out of the car and the thing was fresh lit :lol:

You were ignorant for not calling the cops...

[DemonGeminiX]

We were in rush hour traffic and I was on my way to work. The drive is already 1.5 - 2 hours. The cops would have taken at least 30 min to get to the scene. Fuck it my insurance can handle it, its what I pay them for

Traffic gets backed up so bad that it takes you 2 hours to get to work? What would the drive take you without the traffic?

[PorkChopSandwiches]

You were ignorant for not calling the cops...
I have called them before they always side with the mexican at fault in LA. Its worthless. At the end of the day I still go thru my insurance and have the exact same outcome

Traffic gets backed up so bad that it takes you 2 hours to get to work? What would the drive take you without the traffic?
Its 40 miles one way :roll: So probably around 40 min.

[Hal-9000]

I have no assets, so why insure for more than the minimum?

My old boss's wife wrote insurance for 30 years, both corporate and private. She had a good example on why to carry 1 million minimum.

You hit a bus containing 20 orphans and 10 nuns....and they all claim medical for sore necks, severed heads etc...


:lol: unlikely but it's always good to be safe.

[Hal-9000]

http://i.imgur.com/FPRKk.png

Where's GF? :lol:


Hey GF, for us isn't 1 million PLPD the minimum we have to carry without collision? Or is it 500 grand?

[Jezter]

You are welcome. :hug:

[PorkChopSandwiches]

:lol:

[Acid Trip]

Wow. I pay $750 every 6 months for full coverage on two Honda's (2008 Element and 2008 Accord). $1 million liability, $500k personal injury, $30 day rental car coverage, and $500 deductible. USAA Insurance FTW!

$817 sounds like a rip off for a single car.

[DemonGeminiX]

Wow. I pay $750 every 6 months for full coverage on two Honda's (2008 Element and 2008 Accord). $1 million liability, $500k personal injury, $30 day rental car coverage, and $500 deductible. USAA Insurance FTW!

$817 sounds like a rip off for a single car.

:-k

Which branch did you serve in?

[FBD]

good thing they dont boot divorcees :dance:

[Acid Trip]

:-k

Which branch did you serve in?

Got my membership from my parents who were both Army officers.

I was a senior in Army ROTC at UT and blew out my knee at Airborne school. They called it a "preexisting injury" and told me I'd never qualify for combat arms. I paid my entire scholarship back and I've been a civilian ever since.

[Hal-9000]

[QUOTE=PorkChopSandwiches;352644
Its 40 miles one way :roll: So probably around 40 min.[/QUOTE]

I've had 2 hour commutes home in the snow ....and I don't live in LA :lol:

[PorkChopSandwiches]

I've had 2 hour commutes home in the snow ....and I don't live in LA :lol:

Snow is one thing, this is everyday. I almost dont notice it anymore, I just sit in the fast lane listening to the radio and get hit by illegals :lol:

[Teh One Who Knocks]

Wow. I pay $750 every 6 months for full coverage on two Honda's (2008 Element and 2008 Accord). $1 million liability, $500k personal injury, $30 day rental car coverage, and $500 deductible. USAA Insurance FTW!

$817 sounds like a rip off for a single car.

It's because the Denver Metro rates for insurance are very high...if I lived outside the 7 county metro area, my rates would be a lot less. Nothing I can do about it.

[Teh One Who Knocks]

I've had 2 hour commutes home in the snow ....and I don't live in LA :lol:

I don't mind the long commutes in the snow, I don't like dealing with the idiots on the roads...people are either driving 10 or 100, there's no in between.

[Acid Trip]

I don't mind the long commutes in the snow, I don't like dealing with the idiots on the roads...people are either driving 10 or 100, there's no in between.

You should see Dallas when there is a little ice or snow on the road. It becomes a cluster fuck of epic proportions.

[Hal-9000]

Snow is one thing, this is everyday. I almost dont notice it anymore, I just sit in the fast lane listening to the radio and get hit by illegals :lol:

That's what I was getting at....our city is a lot smaller than LA, so it takes extreme conditions to lengthen my commute to your normal commute.

[Hal-9000]

I don't mind the long commutes in the snow, I don't like dealing with the idiots on the roads...people are either driving 10 or 100, there's no in between.

Not me....driving 20 kph, touch your brakes and watch the skating follies develop.

[DemonGeminiX]

Soooo.... whatever happened with this, Porky?

:-k

[PorkChopSandwiches]

Still waiting on insurance to get my deductable back. Such bullshit, I have to pay the deductible until they can verify if she has insurance or not once they figure it out either way they send me a check for my deductible. Why the fuck dont they just pay it up front then, isnt this why I have uninsured motorist?

[DemonGeminiX]

You filed this with the DMV right? Did you hear back regarding what happened with the chick?

[Hal-9000]

Still waiting on insurance to get my deductable back. Such bullshit, I have to pay the deductible until they can verify if she has insurance or not once they figure it out either way they send me a check for my deductible. Why the fuck dont they just pay it up front then, isnt this why I have uninsured motorist?

I call douchebaggery.....that's exactly why you have that portion of the policy. At most you should pay the deductible up front, they refund. It shouldn't matter to you if she's insured or not, that's your insurance company's problem..

[PorkChopSandwiches]

You filed this with the DMV right? Did you hear back regarding what happened with the chick?

I did file with the DMV. I haven't heard anything from them. I doubt I would.

[PorkChopSandwiches]

I call douchebaggery.....that's exactly why you have that portion of the policy. At most you should pay the deductible up front, they refund. It shouldn't matter to you if she's insured or not, that's your insurance company's problem..


I have to pay the deductible and wait for a refund .

[KevinD]

Well, dunno how I missed this, but glad you're ok Porky. Sucks about TB, lol

[Southern Belle]

Still waiting on insurance to get my deductable back. Such bullshit, I have to pay the deductible until they can verify if she has insurance or not once they figure it out either way they send me a check for my deductible. Why the fuck dont they just pay it up front then, isnt this why I have uninsured motorist?
I thought that was what uninsured motorist coverage was for too. What company do you have your insurance with, I'll make sure not to use them :lol:

[PorkChopSandwiches]

State farm

[Griffin]

I thought that was what uninsured motorist coverage was for too. What company do you have your insurance with, I'll make sure not to use them :lol:

You have to pay whatever your deductible is when you file a claim, regardless of fault.

[PorkChopSandwiches]

You have to pay whatever your deductible is when you file a claim, regardless of fault.

Which is exactly what I would pay without uninsured motorist, so why the fuck do I pay for that then?

[Hal-9000]

Which is exactly what I would pay without uninsured motorist, so why the fuck do I pay for that then?

That's a good question. Up here a small portion of everyone's insurance goes into the deadbeat fund...

For you maybe if you didn't pay that and the person didn't have insurance...somehow your company would ding you partially for the repair??

IDK...

[PorkChopSandwiches]

That's a good question. Up here a small portion of everyone's insurance goes into the deadbeat fund...

For you maybe if you didn't pay that and the person didn't have insurance...somehow your company would ding you partially for the repair??

IDK...

Out here your deductible is the most I would have to pay, if I didn't have it I would have to pay the 500 and not get it back. I'll get it back but its still bullshit that I have to post up the money while they do their dumbshit research.

[Hal-9000]

Out here your deductible is the most I would have to pay, if I didn't have it I would have to pay the 500 and not get it back. I'll get it back but its still bullshit that I have to post up the money while they do their dumbshit research.

yeah but away from the deductible stuff, you bring up a good point. Why pay an uninsured motorist portion of the policy too? Good question for your ins agent I think...

[PorkChopSandwiches]

Not a bad rental for $18 a day
http://i.imgur.com/ECez5.jpg

[Muddy]

No doubt!

[Hugh_Janus]

what.... this is what you get over here for a similar price

http://autoya.info/img/content_cache/12563/opel_corsa_d_2010.jpg

[PorkChopSandwiches]

18 is what I have to pay the insurance covers 80% up to 1000 so I milked it

[DemonGeminiX]

And here I thought this was being bumped because the bitch decided to come after Porky.

I'm disappointed.

:sad2:

[Teh One Who Knocks]

Not a bad rental for $18 a day
http://i.imgur.com/ECez5.jpg

Did you get the full coverage insurance on it so you can fuck it up?

[redred]

i still like your mail box :lol:

[Muddy]

i still like your mail box :lol:

*bows*

[PorkChopSandwiches]

Did you get the full coverage insurance on it so you can fuck it up?
My insurance covers it and I think I get extra coverage with my CC

i still like your mail box :lol:
:tup:

*bows*

I need a new one its pealing :(

[Muddy]

My insurance covers it and I think I get extra coverage with my CC

:tup:


I need a new one its pealing :(

We're working on some new lines.. That guy that did yours is hard to top.. He paints custom shit on Harleys, and is now in the clink..

Clear coat it for now..

[PorkChopSandwiches]

Thats whats peeling the clear coat. How can I get it all off without ruining the paint?

[Lambchop]

Yooooo if that gorilla hit me in the rear I would run and she can keep my car fk that

[redred]

I'd say a very fine wet and dry paper pony or goof may be able to help with info

[PorkChopSandwiches]

Yooooo if that gorilla hit me in the rear I would run and she can keep my car fk that

:lol:

[Hugh_Janus]

Thats whats peeling the clear coat. How can I get it all off without ruining the paint?

PM goofy or pony :slap:

[redred]

:slap: i've already said that

[Muddy]

PM goofy or pony :slap:

I think you can just throw another coat right over it.. ?

[Hugh_Janus]

:slap: i've already said that
I read as far as fine wet and dry, but lost interest in your post :lol:

I think you can just throw another coat right over it.. ?

it'll look shit though if the lacquer is peeling. I'm not into my paint repair, but red's suggestion sounds good to me

[Muddy]

I read as far as fine wet and dry, but lost interest in your post :lol:


it'll look shit though if the lacquer is peeling. I'm not into my paint repair, but red's suggestion sounds good to me

It's a mailbox, not a Lambo! :lol:

[RBP]

Get a new car.

[redred]

You need to rub the peeling clear off then recoat

[Muddy]

You need to rub the peeling clear off then recoat

You're crazy.. That'll damage what the clear coat is protecting.. :lol:

[Hugh_Janus]

not if you use wet and dry :slap:

[Muddy]

http://i.imgur.com/ex1j2.jpg

[RBP]

it's not worth fixing... get a new car.

[PorkChopSandwiches]

The mailbox is fucked so buy a new car :dance: