Originally Posted by
Deepsepia
One of the aspects of government that not many people understand is "who do you get your services from, and how do they get paid?"
Where I live ("unincorporated King County") we're rural, and we get services through the County -- its on our tax bill. Other incorporated towns either provide these services themselves or contract for them with the County, or with neighboring towns.
It all shows up on your property tax bill. The insurance companies would go apeshit if a community decided not to fight fires . . . that's why they responded-- you get a fire starting in property A, ignore it, and it ignites something else, and you have a disaster.
More generally, the Tennessee response is an example of why private choice doesn't work in communal problems. Your "choice" not to pay for fire services doesn't make a fire in your home "safe" for your neighbors who did.
Very few communities make fire, police or ambulance service optional.