USAA auto insurance is only available to those who have served in the military or the children of those who are/were members. And USAA is a little bit better than just ok, they're the best in the nation. They have the best coverage, the best prices, and the best services/representatives. There are many things in my life that I could hold against my parents, but the only thing I won't forgive my father for was not being a USAA member and handing it down to me. For some strange reason, he let my mother talk him out of USAA and going with regular insurance companies for his entire life.