Did I ever tell you about my old boss's wife? She worked in corporate insurance for Petro Canada, then private and then became an adjuster. She worked with a group who did the actual stings for people they suspected of fraud getting payments for injury claims.
They set up a place with items on shelves. Luggage, stereos, appliances, all items over a certain weight. Then they called people to come down and pick up their prize. Just like you see on TV, guys with back and leg injury claims grabbing shit and throwing it in the trunk of their cars. All photographed and busted
I asked how that worked in terms of punishment and she said besides being turned over to the fraud division of the police and being charged, they are made to pay back every cent previously paid out by the claim.