Originally Posted by
Teh One Who Knocks
Not in Colorado, they will give you a court date and a chance to prove that you had insurance at the time of the incident (accident, traffic stop, etc) and if you can't prove it, then you will be fined.
And yes, we carry that coverage, we have 250/500 coverage for uninsured/underinsured drivers. But see, there's also something that pisses me off to no end. By law, you are NOT supposed to drive without insurance and must carry at the very least, an insurance policy that covers the state minimum coverage limits. So if that's the law, then why do I need to carry uninsured/underinsured coverage on my policy? I agree more with your law in Georgia where they arrest people for having no insurance. I would even go one step farther and impound their vehicle and make it so that they cannot get it back until they provide proof that they have paid for at least one year of insurance. You lose your privilege of paying month-to-month for insurance when you get caught breaking the law.