Originally Posted by
Godfather
Nothing. I've never seen a medical bill in my life. I handled the financial affairs and estate of my FIL who was sick and died from cancer over 2 years including several extended hospital stays. No bills.
My monthly medical services premium is $75 (that's the highest bracket which you hit at $42k/year - if you make under $26k it's $0). No co-pay or deductible. My employer also covers 50% of the premium, and just deducts the other 50% from my salary so in effect I pay $450/year. Bills go direct from hospitals/doctor's to the province's public insurer M.S.P., so I've literally never seen a bill.
Some shit isn't covered like certain prescription drugs or guaranteed private hospital rooms with TV's if you're admitted, unless your employers provides added coverage, which mine does.
People try and say we have bad wait times but I've never waited more than a few hours in ER. I saw a specialist and had surgery last year for a hernia that wasn't really causing any pain or real issues but was uncomfortable and could've got worse. The whole process from GP>Specialist>Ultrasound appointment>Surgery was under 2 months. And that was extremely non-urgent. Overall I like our system. I worry it's taken advantage of by some, but that's another conversation I guess.